XRP Whale and retail address embark on accumulation spree, swallowing more than $1 billion in value XRP Since the year started.
In most cases, XRP address layer Balances increased in 2026, but the accumulation trend appears to be more pronounced for certain whales and retail addresses. Specifically, retail wallets that hold between 0.01 and 0.1 XRP And the whale’s wallet contains 10 million to 1 billion. XRP procured the largest amount XRP token.
Over 570 million of these addresses have been accumulated XRP token, value around it $1.14 billion at current prices 2026 has begun. Interestingly, the address tier holds between 0.01 and 0.1. XRPCompanies representing the retail class contributed the most to this figure, raising $260 million. XRP It is worth more than $520 million.
Key data points
- largely XRP Since then, the address layer has continued to increase its holdings. 2026 has begun.
- Retail wallet holding 0.01 to 0.1 XRP And the whale’s wallet contains 10 million to 1 billion. XRP led this campaign, which raised $1.14 billion in 2026.
- Retail address tier with balances ranging from 0.01 to 0.1 XRP The person who has contributed the most is and 520 million dollars.
- This trend looks like this XRP It has regained the $2 price range amid a broad market rally this year.
XRP Whales and retail wallet balances in early 2026
Santimento data supports this Accumulation campaignwhich intensified earlier this year. XRP It has recovered nearly 31% from its initial price. As a background, retail at the beginning of the year (0.01 to 0.1 XRP) and whales (10 million to 1 billion XRP) The total number of addresses in question is 27.06 billion. XRP.
Of this total, retail wallets with balances between 0.01 and 0.1 XRP 7.95 billion held XRP. On the other hand, people who have 10 million to 100 million, XRP The cumulative balance was 10.98 billion, but of Holds 100 million to 1 billion addresses XRP had 8.13 billion XRP as their balance.
Retail industry contributed the most to the cumulative total of $1.14 billion
Interestingly, the balances have all increased since then; Retail store address We saw the biggest spike. Specifically, 10 million to 100 million whales. XRP now have The balance is 11.17 billion tokens, 190 million XRP. Those with 100 million to 1 billion tokens saw their balances increase by 120 million. XRP Up to 8.25 billion XRP.

XRP Whales and Retail Accumulation | Santiment
At the same time, retail wallets range from 0.01 to 0.1 XRP hold now balance of 8.21 billion XRPan increase of 260 million people XRP or $520 million since the beginning of the year. This is expected as retail investors tend to react better to sudden price increases such as: what XRP recorded from January From 1 to 6. All addresses in question combined currently store 27.63 billion XRPrepresenting an increase of 570 million XRP From the initial balance ($1.14 billion).

