Bitwise CIO Matt Hogan says the once restrictive regulatory shackles are gone $XRPreal-world adoption could finally be lifted, opening the door to broader investor exposure.
He shared this view while explaining why Bitwise launched Spot $XRP The ETF notes that the investment case for the token is currently focused more on future optionality than past utility.
For years, regulatory pressure was virtually stagnant. $XRPgrowth. Now that these constraints have been eased, Bitwise believes investors are entitled to a simpler and more regulated way to gain exposure as assets enter a new phase.
Important points
- Bitwise CIO Matt Hougan says regulatory barriers that once held him back are gone $XRPReal-world adoption of has now been removed.
- He explains: $XRP As a “Lindy” asset, it emphasizes its durability and long-term staying power in the crypto market.
- Hogan believes legal uncertainty has been removed. $XRP Now we can compete fairly with other blockchain projects.
- bitwise $XRP ETF rises to second place $XRP A US ETF with net assets approaching $300 million.
$XRP As a Lindy asset
In a recent interview with 51 Insights, Hogan said that Bitwise $XRP ETFs reflect both market demand and changes in the outlook for assets.
He explained: $XRP As a “Lindy Asset”, we highlight resilience through lingering uncertainty and strong community support. the result, $XRPDue to its long lifespan, there is sustained investor interest in accessing the token through a regulated vehicle.
” $XRP The shackles are off. 「🔓」
Bitwise CIO Matt Hogan explains why he started Bitwise. $XRP ETFa must-see 51_Insights clips:
🔹 Lindy Asset: Proven longevity and strong community.
🔹 Regulatory reset: SEC “existential threat” removed, #$XRP I can finally do it… pic.twitter.com/cfI27KyOLz
— 𝗕𝗮𝗻𝗸XRP (@BankXRP) January 30, 2026
No more regulatory shackles $XRP
Hogan emphasized that: $XRP‘s limited real-world adoption is not due to technical flaws, but rather legal uncertainties. He noted that the SEC lawsuit has prevented institutions and developers from building within the ecosystem. As a result, meaningful partnerships remained unlikely under such pressures.
Now that the lawsuit is resolved, Hogan believes $XRP It can compete on an equal footing with other blockchain networks. This transition is due to Ripple and $XRPHe stressed that major barriers that previously held back growth will be removed. The asset has therefore once again become important for investors evaluating new opportunities, he argues.
Bitwise Confidence $XRP
Notably, Bitwise is the first asset management company to apply for US Spot. $XRP The ETF filed its application while the token remains under regulatory pressure. Less than a day later, the SEC appealed the court’s decision, adding to the uncertainty. $XRPstatus.
Despite this, Bitwise remained committed and successfully launched Spot. $XRP ETF at the end of last year. Currently, this fund is ranked #2. $XRP The US ETF has attracted cumulative inflows of $338.88 million and has net assets of $292.75 million.
I only chase canaries $XRP ETF with net assets of $325.33 million. Overall, the US spot $XRP The ETF market recorded a combined inflow of $1.18 billion, bringing total net assets to $1.19 billion.

