Ripple achieved a major milestone in Europe. AMINA Bank, a Swiss regulated crypto bank, has become the first European bank to officially launch Ripple payments. This represents a new step in connecting traditional banking infrastructure with blockchain rails. This partnership provides crypto-native customers with a smoother way to move funds across borders without having to contend with the frictions common in older banking systems. Ripple announced the integration and highlighted that it builds on AMINA’s previous adoption of Ripple’s stablecoin RLUSD.
A new bridge between fiat currencies and blockchain
Cryptocurrency companies have long struggled to integrate with traditional banking networks. Especially when sending stablecoins or processing international payments. AMINA Bank says the gap is now narrowing. Myles Harrison, Chief Product Officer at AMINA, explained that traditional correspondent banking systems simply weren’t built for digital assets. Stablecoin transfers in particular are not supported by most banks, which creates friction.
Big News: @AMINABankGlobal is the first European bank to operate Ripple Payments: https://t.co/3cxySxnZeI
This partnership provides an important and compliant bridge between traditional fiat currencies and blockchain rails, resolving a major friction point for crypto-native clients in need.
— Ripple (@Ripple) December 12, 2025
Ripple Payments changes this. By connecting directly to Ripple’s licensed infrastructure, AMINA can now route transactions through fiat and stablecoin channels simultaneously. Funds move faster. Costs go down. It increases transparency and trust even across borders. Harrison said this upgrade will give AMINA clients a real competitive edge as the Web3 business expands globally.
Ripple strengthens role in promoting crypto banking in Europe
Ripple sees this partnership as part of a broader strategy to mature digital asset payments around the world. Kathy Craddock, Ripple’s Managing Director for the UK and Europe. AMINA currently serves as a “gateway” for innovators who need access to traditional financial infrastructure, she said.
He emphasized that Ripple’s technology will help banks support payments in multiple currencies. All RLUSD transactions and stablecoinbase operations occur within a compliant, licensed framework. Ripple Payments has already processed over $95 billion and covers over 90% of the world’s exchange corridors. The launch of AMINA further deepens Ripple’s footprint in Europe. Especially since the MiCA regulation creates a clearer pathway for licensed digital asset activities.
Why this partnership matters
AMINA Bank has grown rapidly since receiving its FINMA banking license in 2019. This year, we added Hong Kong and EU regulatory approvals under MiCA. With Ripple’s integration, payments infrastructure can now be layered on top of these licenses. This makes AMINA one of the most advanced cryptocurrency banking stacks in Europe. For Ripple, the win shows how its technology can be installed within regulated banks without compromising compliance or trust.
And for AMINA customers, it means less delays, fewer intermediaries and faster access to liquidity. As crypto companies expand across borders, such partnerships have become essential. Specifically, Ripple and AMINA are now aiming to set new standards for how banks support digital assets, rather than treating them as a secondary function. But as a core part of modern financial services.
