Market research provides data on how much bitcoin the average investor needs to spend Retirement By 2035.
Bitcoin in particular is now becoming a serious part of the retirement conversation. US plans Included in mainstream 401(k) retirement plans. Some of the loudest voices in space see it as the ultimate tool for maintaining wealth.
Michael Saylor, executive chairman of strategy, has been highlighting this for years. April 2022, he He told CNBC He believes Bitcoin is the perfect retirement asset and claims it is safer. Authentic Real estate or stocks.
His model looks forward to 2035, with the aim of inflation of 7% per year, and calculates retirement costs based on the average income of each country.
To keep expectations realistic, he used conservatives Bitcoin price forecast:5th percentile of the long-term power low trend line. He also assumed that retirees were planning to spend Bitcoin directly on living expenses and live to 100 years old.
Bitcoin retirement requirements by the country
The findings in particular are quite interesting. In most parts of the world, the amount of Bitcoin required to retire by 2035 is below 1 BTC. However, the requirements Depend About where you live How old are you now?.
At the peak of the scale there are wealthy places like Bermuda. NorwayLuxembourg, Qatar, Ireland. In these countries, the chart shows the needs of retirement in Most age groups have a BTC range of 1-5, and the youngest people need more because They have longer retirements to cover.
Bitcoin had to retire by 2035 | Sminston and
Above The lower end is a country with low cost of living, such as South Sudan, Myanmar, Cameroon, Kyrgyzstan and Cambodia, with requirements below 0.1 BTC, some of which are a bit 0.01-0.05 BTC depending on age.
On the other hand, for the main economies, the outcome lands in the centre. Specifically, in the US and the UK, most age groups will need 0.5-1 BTC to retire in 2035.
Canada teeth Slightly low, The requirements are close 0.3-1 Bitcoin Depending on your age. Countries like Türkiye and Thailand sit between 0.05 and 0.1 BTC, leaving far cheaper in Bitcoin terms compared to the western economy.
Age makes a difference
What’s more, that’s the age The important part of Calculation. For example, a 5-year-old who technically “retires” in 2035 under this model requires around 2.77 BTC to fund 85-year-old life.
Nevertheless, a 35-year-old needs compensation for 55 years, while a 75-year-old only needs 15 years. So that requirement is only a small part of the coin. This age gradient show Why do young cohorts appear? Above Even in low-cost countries, it is the high end of the charts.
