Reese Merrick, Ripple’s Senior Executive Officer and Managing Director for the Middle East and Africa, said: $XRP is emerging as the backbone of real-world financial infrastructure.
To quote the most recently updated: $XRP Ledger Institutional DeFi Roadmap. I will explain the method in detail. $XRP Ledger is evolving into a daily use layer for institutions. $XRP Merrick pointed out that the foundations are already in place for the next wave to arrive, with advances in payments, exchange, collateral, and on-chain credit.
$XRP is emerging as the backbone of real-world financial infrastructure.
Check out our institutional DeFi roadmap below. How exactly is it laid out? $XRP Ledger is evolving into a daily use layer for institutions. $XRP Strengthen payments, FX, collateral, and on-chain…
— Reece Merrick (@reece_merrick) February 6, 2026
This week, RippleX announced its latest institutional DeFi update, highlighting where the roadmap is headed next.
Native on-chain privacy, permissioned markets, and institutional lending are expected to go live in the coming months, with lending, privacy, and permissioned on-chain markets being the focus areas for 2026.
Features such as MPT, permissioned domains, lending protocols, and confidential transfers are expected to expand use cases for tokenized assets, FX, and on-chain credit. Credentials, token escrow, and batch transactions, on the other hand, bring compliant use cases and enhance functionality. $XRPThe usefulness of in governance and reserve boxes.
Allowed DEX, Allowed Domains, Credentials $XRP As bridge assets are expected to improve, $XRPUtilities in auto-bridging, fee burn, reserve requirements, settlement and liquidity provision.
With native on-ledger credit markets through lending protocols, $XRP You can borrow or lend. It is also the default bridge asset for FX flows and settlements.
$XRP price rebounds
After a week of massive declines, the cryptocurrency market is showing signs of recovery. $XRP It is currently trading in the green. According to Santiment, $XRP It has rebounded 25% from its February 6 low of $1.11 to $1.55.
At the time of writing, $XRP The stock has retreated slightly, rising 9% in the past 24 hours to $1.41, and down 18% for the week.
Panic sellers may have stopped noticing the large-scale activity, Santiment said. $XRP Ledger unique addresses suddenly jumped to 78,727 in just 8 hours (highest in 6 months).
A clear whale build-up also occurred during this decline, with 1,389 $100,000 whale trades, the highest in four months. Santiment noted that both are major signs of a price reversal.
