The Altcoin Buzz Channel has released part 2 of its series Exploring crypto assets that comply with the ISO 20022 Financial messaging standard. As global banks and institutions move towards this system, the channel highlights four projects that can benefit significantly from early compliance.
ISO 20022 is a new global financial standard for modernizing data exchange between institutions. It integrates blockchain technology with traditional finance and more interoperable to support faster, safer cross-border payments.
As Altcoin Buzz points out, only eight crypto projects are fully compliant with tens of thousands of non-existent ISO 20022. The first part of the series featured Cardano, Stellar, Quant, and Iota. The latest video will focus on the remaining four: Ripple (XRP), Hedera (HBAR), Algorand (Algo), and XDC Network (XDC).
Related: These four “ISO 20022 compliant” altcoins are “future proofs,” analysts say
Ripple (XRP) is the first mover of ISO 20022
Ripple was the first crypto company to join ISO 20022 in 2020. Its On-Demand Liquidity (ODL) solution uses XRP to promote cross-border payments without pre-financing accounts.
By converting FIAT to XRP and returning at the receiver, Ripple provides the engine with a fast, safe and cost-effective model. Altcoin Buzz said Ripple will benefit from its early cooperation as global adoption of ISO 20022 grows.
Hedera (HBAR) offers enterprise security
Working on hash graphs rather than traditional blockchains, Hedera prioritizes speed, scalability and efficiency. The Governance Council includes global companies such as IBM, Google, and Lufthansa, which give institutions credibility.
According to Altcoin Buzz, what sets Hedera apart is its corporate-grade security. It maintains ISO 27001 certification and is a reliable option for the industry following CISA’s “safety by design” commitment. But beyond payments, Hedera also supports use cases such as carbon credit tracking, supply chain management, and digital identity verification.
Algorand (Algo) for CBDC and tokenization
Algorand offers instant transaction finality, high throughput and low fees. Financial institutions are looking for it. According to Altcoin Buzz, energy efficiency and safety are also what enhance the regulatory appeal.
The channel also added that partnerships such as Payode for biometrics and offline payments suggest that Algorand is preparing for a future regulated market. The project also plays a major role in the development of Central Bank Digital Currency (CBDC). It is active in tokenizing real-world assets, such as the European short-term US Treasury ETF.
XDC Network (XDC)
The XDC network is less popular than its peers, but is built for trade finance and corporate payment solutions. It supports the tokenization of assets such as the US Treasury Department and private credit, leveraging hybrid blockchain architecture and XDPOS consensus mechanisms.
The network provides a private subnetwork for sensitive institutional data, combining confidentiality and compliance. This is a mix that appeals to regulated industries.
As ISO 20022 currently lives in the US and is adopted globally, Altcoin Buzz emphasizes that compliance can prove a critical advantage. Ripple, Hedera, Algorand and XDC will join Cardano, Quant, Stellar and Iota in a small group of cryptos in line with the future of the financial system.
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