Visa has handled more than $200 million Stablecoin settlements, but the payment giant is still in its early stages, waiting for a stiffer regulatory guardrail before expanding further.
“It’s too early, but we see real possibilities,” CEO Ryan McKinnerney said Tuesday in 2025, the second quarter of the visa’s finances. Revenue Call. “On the one hand, $200 million is a great milestone. On the other hand, that’s still a relatively small part of the overall settlement volume.”
visa Posted Strong quarterly finance reported revenue of $10.17 billion, up 14% year-on-year, with net income rising to $5.83 billion from $4.910 billion a year ago.
The company’s shares closed at $351.29 on Tuesday, down 1.18% that day, then down another 2.34% in after-hours trading.
Visa is testing Stablecoins through Visa Direct, focusing on real-time cross-border transfers with persistent delays in legacy settlements.
“We are also building programmaticity on a Visa tokenized asset platform to enable banks to issue and leverage Stablecoins for a new type of programmable finance,” McInerney said.
“We are optimistic about the US government passing clearer, more practical regulations. I think it’s not just the US, but other countries,” McKinnerney said.
stablecoins Cryptography is usually pinned to US dollars, which helps you pay and transfer money while avoiding market volatility. The sector boasts a market capitalization of over $2722.5 billion. Co Ringecko.
“According to the data, only 10-20% of Stablecoin transactions represent payment activity, while the rest is related to trading and liquidity provisioning through crypto platforms.” Decryption.
“However, this share is projected to exceed 50% next year as clearer regulations emerge and businesses increasingly adopt Stablecoins for cross-border payments and salaries.”
The paying giant has recently made several strategic moves in the Stablecoin space, including an investment in London-based Stablecoin Infrastructure Company bvnk Partnership with Stripe Unit Bridge provides Stablecoin services In Latin America.
“There is a lot of activity and discussion about the Stablecoin (The) space right now,” added McInerney.
Others still look at the early space compared to Visa’s existing scale.
“Visa’s $5-7 trillion per day, a daily volume of Dwarf Starbull coins, $20 million a day. However, with the $250 billion Stablecoin issue, the space is still in its early stages, just like e-commerce in the late 90s.” Decryption.
“As digital assets become more regulated, visas could witness mass adoption over the next decade,” Pandia said.
Earlier this month, President Trump I signed a genius actthe country’s first major cryptography law, law.
“The Genius Act provides something clear to US companies, but global payment processors like Visa need to pay attention to regulatory developments in other countries,” added Bitsave’s Suresh.
