On February 11th and 12th, $XRP Holders, builders, institutions, and Ripple leaders come together, $XRP Global virtual event celebrating Community Day 2026 $XRPgrowing utility, adoption, and real-world impact, and the broader XRPL ecosystem.
Three live X spaces will be hosted by Ripple, covering the EMEA, Americas, and APAC regions. February 11th will specifically target EMEA and the Americas, while February 12th will target the APAC region.
In a recent tweet, RippleX shares what to expect from key parts of the event. ”$XRP The event’s “Features: What’s Live and What’s Next” segment will feature RippleX Head of Engineering Ayo Akinyele, RippleX Product Head Jasmine Cooper, and RippleX Engineer Mayukha Vadari. $XRP Community members Vet and Krippenreiter will serve as moderators.
$XRP Features: What’s current and what’s next
Get the latest information
• Programmability, privacy and compliance
• Native lending and DeFi tools
• How to get more out of your roadmap. $XRP utilityDon’t miss this session next week $XRP Community day!
🗓️1:55 PM ET | 10:55 AM… https://t.co/1huQyTw1zt?from=article-links pic.twitter.com/yPO94znD45
— RippleX (@RippleXDev) February 5, 2026
In this segment, we will share the latest information about. $XRP Ledger and future plans $XRP. The speakers will explain the progress made so far. $XRP Ledgers across programmability, privacy, compliance, and native lending protocols and how these changes support DeFi.
The discussion will focus on how these features enable real-world applications by users and clarify how they work. $XRP The ledger roadmap is turning into a practical feature, directly connecting ongoing developments. $XRPIts uses are expanded.
RippleX reveals focus areas for XRPL DeFi
In a recent blog, RippleX $XRP Ledger Institutional DeFi Roadmap. $XRP Ledger is progressing toward everyday institutional use. $XRP It is the center of payments, FX, collateral, and on-chain credit.
RippleX said in a tweet that this year’s focus areas are: $XRP DeFi for leisure institutions is a lending, privacy, and permissioned on-chain marketplace.
Ripple X shares features that are already publicly available. $XRP Future plans include Ledger and Permissioned DEX, Lending Protocol (XLS-65/66), Confidential Transfers for MPT to be released in Q1, Smart Escrow, MPT DEX integration, and Institutional DeFi Portal.
Later this year, a native on-ledger credit market will be introduced through the lending protocol.
Due to the lending protocol, $XRP In financing, where $XRP You can borrow or lend. It is also the default bridge asset for FX flows and settlements.

